Home Buyer's Guide:
Home Warranty Protection
NEW HOME WARRANTIES
When you purchase a newly built home, the builder usually offers some sort of
full or limited warranty on things such as the quality of the design, materials
and workmanship. These warranties are usually for a period of one year from the
purchase of the home.
At closing, the builder will assign to you
the manufacturer's warranties that were provided to the builder for materials,
appliances, fixtures, etc. For example, if your dishwasher were to become faulty
within one year from the purchase of your newly built home, you would call the
manufacturer of the dishwasher--not the builder.
If the homebuilder does not offer a
warranty, BE SURE TO ASK WHY!
RESALE HOME WARRANTIES
When you purchase a resale home, you can purchase warranties that will protect
you against most ordinary flaws and breakdowns for at least the first year of
occupancy. The warranty may be offered by either the Seller, as part of the
overall package, or by the agent. Even with a warranty, you should have the home
carefully inspected before you purchase it.
A home warranty program will give you
peace of mind, knowing that the major covered components in your home will be
repaired if necessary. Ask me for more details about
home warranty packages.
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